We've had a chance to reflect on the financial disasters and bailouts of 2008. What have we learned? We learned that America's most successful bankers aren't those who are best at computing loan risk or predicting financial future. The most successful bankers are those with government connections. This is handy for wangling a lack of oversight with bailouts for stupidly risky moves. A few people got in trouble, but not many, and probably not the right people. This book won't make you happier. It might reinforce your leaning towards election reform, if you have one; as long as our lawmakers need bankers' millions for election campaigns, we can expect bankers to get billions in payoffs from our government.